Mortgage Services

Helping Hands Community Partners, Inc.’s mission is to educate people about home ownership and, when appropriate, arrange financing for purchase, refinance, and reverse mortgage loans.

Regardless if you’re a first-time buyer or a last time borrower, the lending guidelines are constantly changing which creates stress and uncertainty for what should be a joyous experience.

Our dedicated professionals have decades of experience working with every type of borrower situation.  We will help you structure the optimum financing scenario for your personal goals.  Yes, technology does streamline many aspects of the lending industry but we believe that meeting in person upfront is important to ensuring all expectations are understood and to minimize the stress during the loan process.  In the end, the two most important answers are (1) What will be my monthly housing payment? and (2) How much cash will I need?  We’ll make sure both meet your budget and goals.

You’re invited to give us a call or email us to learn more about the home financing process.  We’ll be happy to share the information that you need to make an educated decision about your home financing plans.  We call it taking a “financial snapshot,” similar to getting your annual physical.  No one is eager to have it done but it’s a necessary step to ensuring your financial health.

For those who have credit challenges, recent job changes, lack of down payment, or other life challenges, please contact us as we’ll do our best to “get you ready to get ready” to purchase or refinance your home.  You very well might be surprised that you can purchase a home today!

For those in a stronger financial position, Helping Hands Community Partners has access to the most competitive interest rates and loan terms.  No matter your economic picture, everyone is treated with the utmost professionalism and care.

You’re welcome to contact our Senior Loan Specialist, Lara Amaral, who is a fully licensed Mortgage Loan Originator, NMLS #22724.  Lara helps with all types of loans & specializes in the educational process of Reverse Mortgages.

Lara Amaral can be reached at 508-813-9741 or email

Helping Hand’s main office is located at 421 Elmwood Ave., Providence, RI 02907.  You may reach us at 888-681-2299 or email

Helping Hands Community Partners, Inc. is an I.R.S. approved 501(c)(3) nonprofit organization and is licensed by the following state banking departments:

Massachusetts Mortgage Broker License #MB1553939

Rhode Island Exempt Mortgage Broker Registration

Nationwide Mortgage Licensing System (NMLS) #1553939

We arrange, but do not make mortgage loans.